We are the central Hub for Caribbean risk placements into Lloyd's of a certain size and nature, taking the workload and strain off brokers, while creating a fishing net for quality business for our markets, and lessoning their resource and expertise requirements for this region.

Our underwriting team writes property & casualty (re)insurance business located In the Caribbean Islands (see our “regions” page). Our appetite includes small to medium sized accounts ($1m to $100m TSI) covering full catastrophe cover, with our main focus being condominiums and light commercial risks with limited to no BI exposure (i.e. office buildings). More importantly: we target the top tier quality risks, with proven superior loss ratios the core of our business. We aim to compensate our selective approach by offering competitive and bespoke rating.

All our policies are A-rated (S&P) exclusively backed by Lloyd's of London security and European Reinsurers.

In addition, our catastrophe aggregate limit is in excess of US$3billion with no individual policy limit and a per building limit of $15m. We write the majority of our policies under a 100% line stamp. All our liability policies have a limit of US$25million.


  • Property
  • Casualty
  • Terrorism
  • Cyber


  • A rated Lloyd's capacity
  • Dedicated claims service team
  • Fast turnaround of quotes
  • Prompt and clear documentation
  • Expert underwriting

Aura Underwriting Aura Underwriting

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